Monday, July 17, 2006
The War of the Lenders
I am totally new at all this mortgage, lender stuff. I have no idea what I am doing. However, our realtor has a lender that she frequently works with, so she kind of hooked us up with him and he is here locally (right behind the realtor's office, actually). Now, this guy has been so great to work with, he has really worked hard on our behalf, and provided the pre-approval letter for us when we made the offer on the house and everything. It just so happens, however, that I had gone on to lendingtree.com before we started looking at houses just to see what they would say. So we had at least a couple of other companies contacting us here and there. Well, let me just say how that works to your advantage. We didn't mean to make all these people work so hard for us, and we certainly didn't even mean to work them against each other or anything because, well, we're just not that smart. But, it worked. So, we have chosen our lender...and let me just say to our local lender's credit...that when he saw the deal we were offered, even he said to take it. He just said that if it didn't work out to come back to him. So, hopefully it will work out because it looks like we will save almost $150.00 a month on our mortgage payment, not to mention about $1,000 in closing costs. Yeah!!!
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