The Insurance Battle

So, for those who have been asking...no, our insurance company, as of right now, will not cover the services at the Birth Center. Unfortunately, I don't have the money to pay the cash price for their services. And, it's actually more our medical group that won't allow me to go there. See, we have an HMO, so our medical group decides pretty much everything in regard to our care. Our Insurance company allows coverage for birth center services, but only if they are approved by our medical group. Well, it just so happens that we have like, one of the largest medical groups in CA probably...and if they let me go to the Birth Center, then they will lose money, and it might lead to a whole bunch of people trying to go elsewhere for services. So, they have denied my request on the basis that there is someone in our medical group who can provide the same services that a midwife can, so they won't let me go. I am in the process of appealing the decision through our health insurance company, but it's not looking good. One step at a time...